International Journal of Commerce and Economics

authors
Shruthi G, S Indumati

abstract
Banking system plays a critical role in any modern economy. Banks in India have been undergoing dynamic challenges over the past few years as it is evident from indicators. Among the banking institutions, scheduled commercial banks play a dominant role in the economic development of the country. The present study is mainly concerned with the trend analysis of comparative profiles of Public Banks, Private Banks and Foreign Banks in India during the period of 1990 to 2020 that reflects the impact of new competitive environment on the bank’s performance in terms of various selected indicators namely deposits, investments, advances, borrowings and assets/ liabilities. The study has collected data through secondary sources from various issues of Statistical Table Relating to Banks. The Log-Lin model and OLS methods were used for data analysis, represented by Instantaneous and Compound Annual Growth Rate. The results have found strong witnessed that the Private Sector Banks surpasses the other bank groups and topped the position in all the indicators followed by Foreign Banks and Public Sector Banks.